The High Court of Karnataka has said two children, both majors, will have to recover from their father the ₹25 lakh compensation, awarded by a tribunal for their mother’s death in a road accident, as the father’s negligence in driving the motorcycle had caused her death. The tribunal, which had awarded compensation of ₹25 lakh with 6% interest to the children, had exonerated the insurance company from the liability while holding that the vehicle owner — the father of the claimant-children — must pay the compensation. Upholding the tribunal’s order, the court noted that the accident occurred owing to the rash and negligent driving by the father. Under the “pay and recover” principle, the insurance company must first pay the compensation amount to an innocent third-party accident victim. Then, the insurance company has the legal right to recover that same money from the vehicle owner or driver who had breached the conditions of the insurance policy.