Ramit Sethi is a self-made millionaire and author of "I Will Teach You to be Rich" and "Money for Couples." Money expert says these 3 money beliefs could be holding you back from earning more Self-made millionaire says these 3 beliefs could be stopping you from boosting your income Self-made millionaire: Ditch these 3 money beliefs to boost your income—'Most people never even get started' -- Many Americans want to be making more money. And "most people never even get started," self-made millionaire, author and money expert Ramit Sethi wrote in a recent newsletter. These three money beliefs could be standing in the way of you making more money, Sethi said. It takes smart, repeated action," Sethi wrote.