“Specialist insurance is going to play a critical role in protecting our creative legacy,” she said, suggesting we need to stop reacting after the fact and start playing chess, not checkers. And let’s not forget the slow bleed at the Johannesburg Art Gallery, where corruption, neglect, and theft have drained hundreds of millions of rands’ worth of art over the years. Bosch explained that while most insurance claims are still for clumsy accidents, it’s the big stuff like theft and natural disasters that really sting. And whether you live in a buzzing city or a quiet dorp, break-ins and theft are the unwanted national hobby. Without tighter security and specialist insurance, Bosch reckons South Africa could wave goodbye to irreplaceable treasures that carry not just financial value, but cultural soul.