CFTC Chair Caroline Pham announced a plan to allow stablecoins as collateral for US derivatives markets. This would significantly lower retail traders’ barrier to entry for riskier TradFi bets. This plan should allow retail traders to use stablecoins as collateral to access US derivatives markets. Such a move would significantly democratize access to the growing derivatives market, as many retail traders already own stablecoins. As long as markets continue growing steadily, these new derivatives traders could gain lucrative profits.