To be fair, the Redditor really undersold their position, and they can more than walk away from working right now. This means that the Redditor is likely going to pay around $184 per month for healthcare or $2,210 in total. Even if he took up another hobby, there is no question that they can live off the interest from the 401(k) alone. However, the one additional piece of advice I would strongly give this individual is to invest some of the cash. The current annual spend doesn’t require anywhere near $400,000 in cash to be lying around.