For beginners, investing in exchange-traded funds (ETFs) is a good way to invest in a large bunch of stocks at low risk. If you’re looking for ETFs to generate steady returns at low risk, JPMorgan Equity Premium Income ETF (NYSEARCA:JEPI), Invesco QQQ Trust (NASDAQ:QQQ), and Vanguard Total Stock Market Index Fund ETF (NYSEARCA:VTI) are worth considering. Key Points JEPI, QQQ and VTI are highly diversified funds with a low expense ratio and an impressive historical performance. JHVEPhoto / iStock Editorial via Getty ImagesInvesco QQQ TrustThe Invesco QQQ Trust has been a top choice for investors for many years. Courtesy of The Vanguard GroupVanguard Total Stock Market Index Fund ETFThe Vanguard Total Stock Market ETF is a heavily diversified fund that holds over 3,000 stocks.