Tarina Vlok, managing director of Elite Risk Acceptances, a specialist high-net-worth insurer and subsidiary of Old Mutual Insure. By taking simple precautions, homeowners can ensure that the sparks of joy around the fire never turn into sparks of disaster,” says Vlok. As family and friends gather to celebrate Heritage Day, Vlok offers the perfect reminder to put safety measures in place. She adds that for high-net-worth homeowners, the stakes are significant: bespoke architectural features, curated gardens, and valuable contents can all be lost in minutes. By taking simple precautions, homeowners can ensure that the sparks of joy around the fire never turn into sparks of disaster,” concludes Vlok.