The Brief FEMA has updated flood maps for parts of the Tampa Bay area, including Clearwater. Some areas that had never flooded before were hit hard by Hurricane Helene and are now considered flood zones. FEMA has proposed updated flood maps that now include some Clearwater neighborhoods, following unprecedented flooding during Hurricane Helene last year. READ: St. pete police warning drivers cruising through flooded streets can be ticketedWhat they're saying:Residents are split on whether they need flood insurance. "If your driver's license says Florida, you need flood insurance, whether or not the map says you do," she said.