articleThe Brief Without changes, experts say, Social Security will run dry in 10 years. Future retirees in each state need to save well over $1 million to retire comfortably without Social Security benefits, according to a GoBanking Rates study. In California and Hawaii, retirees must save over $3 million to retire at 60 years old without Social Security. The future of Social Security is uncertain amid soaring health care costs and new legislation impacting benefits in the government program. AlabamaAnnual cost of living comfortably: $70,492Savings needed to retire at 60 (with no Social Security): $1,409,839Savings needed to retire at 70 (with no Social Security): $704,919Percentage of population 65 years old and older: 17.5%AlaskaAnnual cost of living comfortably: $110,457Savings needed to retire at 60 (with no Social Security): $2,209,137Savings needed to retire at 70 (with no Social Security): $1,104,569Percentage of population 65 years old and older: 13.3%ArizonaAnnual cost of living comfortably: $100,281Savings needed to retire at 60 (with no Social Security): $2,005,627Savings needed to retire at 70 (with no Social Security): $1,002,814Percentage of population 65 years old and older: 18.6%ArkansasAnnual cost of living comfortably: $67,502Savings needed to retire at 60 (with no Social Security): $1,350,045Savings needed to retire at 70 (with no Social Security): $675,022Percentage of population 65 years old and older: 17.3%CaliforniaAnnual cost of living comfortably: $155,117Savings needed to retire at 60 (with no Social Security): $3,102,333Savings needed to retire at 70 (with no Social Security): $1,551,166Percentage of population 65 years old and older: 15.3%ColoradoAnnual cost of living comfortably: $114,744Savings needed to retire at 60 (with no Social Security): $2,294,882Savings needed to retire at 70 (with no Social Security): $1,147,441Percentage of population 65 years old and older: 15.2%ConnecticutAnnual cost of living comfortably: $105,428Savings needed to retire at 60 (with no Social Security): $2,108,563Savings needed to retire at 70 (with no Social Security): $1,054,281Percentage of population 65 years old and older: 18.1%DelawareAnnual cost of living comfortably: $94,392Savings needed to retire at 60 (with no Social Security): $1,887,834Savings needed to retire at 70 (with no Social Security): $943,917Percentage of population 65 years old and older: 20.0%FloridaAnnual cost of living comfortably: $97,119Savings needed to retire at 60 (with no Social Security): $1,942,374Savings needed to retire at 70 (with no Social Security): $971,187Percentage of population 65 years old and older: 21.1%GeorgiaAnnual cost of living comfortably: $86,005Savings needed to retire at 60 (with no Social Security): $1,720,096Savings needed to retire at 70 (with no Social Security): $860,048Percentage of population 65 years old and older: 14.6%HawaiiAnnual cost of living comfortably: $186,062Savings needed to retire at 60 (with no Social Security): $3,721,237Savings needed to retire at 70 (with no Social Security): $1,860,618Percentage of population 65 years old and older: 19.9%IdahoAnnual cost of living comfortably: $101,912Savings needed to retire at 60 (with no Social Security): $2,038,236Savings needed to retire at 70 (with no Social Security): $1,019,118Percentage of population 65 years old and older: 16.6%IllinoisAnnual cost of living comfortably: $79,736Savings needed to retire at 60 (with no Social Security): $1,594,716Savings needed to retire at 70 (with no Social Security): $797,358Percentage of population 65 years old and older: 16.6%IndianaAnnual cost of living comfortably: $74,029Savings needed to retire at 60 (with no Social Security): $1,480,575Savings needed to retire at 70 (with no Social Security): $740,288Percentage of population 65 years old and older: 16.4%IowaAnnual cost of living comfortably: $71,373Savings needed to retire at 60 (with no Social Security): $1,427,463Savings needed to retire at 70 (with no Social Security): $713,731Percentage of population 65 years old and older: 17.8%KansasAnnual cost of living comfortably: $71,534Savings needed to retire at 60 (with no Social Security): $1,430,672Savings needed to retire at 70 (with no Social Security): $715,336Percentage of population 65 years old and older: 16.6%KentuckyAnnual cost of living comfortably: $71,410Savings needed to retire at 60 (with no Social Security): $1,428,204Savings needed to retire at 70 (with no Social Security): $714,102Percentage of population 65 years old and older: 17.0%LouisianaAnnual cost of living comfortably: $67,482Savings needed to retire at 60 (with no Social Security): $1,349,639Savings needed to retire at 70 (with no Social Security): $674,820Percentage of population 65 years old and older: 16.3%MaineAnnual cost of living comfortably: $98,612Savings needed to retire at 60 (with no Social Security): $1,972,231Savings needed to retire at 70 (with no Social Security): $986,115Percentage of population 65