The company is determined to remain proudly Nigerian and to continue delivering zero-fee payments to its users. We are proudly Nigerian, and we intend to keep building solutions that give people financial freedom without extra costs.”The company’s commitment goes beyond maintaining its current services. That is what guides every decision we make.”By rejecting acquisition deals, Monica has made a bold choice that benefits its users directly. Nigerians can continue to enjoy instant, zero-fee payments while trusting that the platform remains committed to serving their needs, not outside interests. The decision also reinforces Monica’s proudly Nigerian identity at a time when many local startups choose foreign buyouts.