We shame moms, we shame dads, we shame kids, we shame rich people, and we shame poor people (a lot). Check out this quote from Why Shaming Doesn’t Work | Psychology Today: “Shame can become internalized, and the shamed person begins to view him or herself in ways consistent with the disapproval. When discussing money and spending becomes less about shame and guilt and more personalized and more matter-of-fact, we can actually help people struggling with bad money choices.