With every passing season, lives are lost—not to floods or lightning—but to the silent killers of poverty: collapsing walls and crumbling roofs. 3- Micro-Financing SupportLaunch subsidized loan schemes for poor families to rebuild or strengthen their homes with technical support from housing authorities. 5- Rural Housing Infrastructure PolicyEnforce a rural infrastructure improvement program aimed at long-term housing rehabilitation and resilience building, especially in flood-prone areas. 6- Mobile Technical TeamsSet up district-level mobile engineering teams to assist poor families in assessing structural risks and guide them on affordable repairs. INGOs and local NGOs can jointly work with the government under Public-Private Partnership (PPP) models to scale up safe housing interventions across Punjab.