CD Rates: Some of the best CD rates from Marcus by Goldman Sachs are for its 9-month CDs, which currently pay 4.30% APY. Although we gave preference to banks that apply the best rates to various CD terms, we focused on banks that offer at least one CD with an APY that is at least double the average CD rate nationwide. BEST FOR AVAILABLE CD TERMS BEST RATE OFFERED Raisin (SaveBetter) Short-term, no penalty 1 month to 14 months 4.55% PNC Long-term CD options 1 month to 10 years Up to 0.04% APY CIT Bank 11-month, no-penalty CD option 1 month to 5 years 3.50% APY Discover Reasonable penalties for early withdrawals 18 months to 10 years 4.00% APY Marcus by Goldman Sachs Low minimum deposit requirement Seven months to six years 4.30% APY Synchrony Bank 15-day rate guarantee Three months to five…