Helping others – Support causes you care about Eliminating a pain point – Solve those nagging problems that drain your time or energy Experiences – Plan trips and events that create lasting memories Buying back your time – Outsource chores to give yourself more room to focus on what you love Self-development – Invest in yourself with therapy, coaching, or lessons But here’s my beef with a lot of the personal finance influencers out there: most people telling you to build wealth through low-cost index funds didn’t build their wealth through low-cost index funds! The key is putting your money to work in productive assets that can earn you income streams, rather than just letting it sit stagnant in a savings account.