Unlimited 2% cash rewards -- Cardholders earn an unlimited 2% cash rewards on purchases, with no categories to activate or earnings limits to track. The Wells Fargo Active Cash® Card is perfect for someone that wants an easy-to-use card that still offers high rewards: you’ll earn a best-in-class flat rewards right away on your purchases -- with no limits or hoops to jump through. $200 cash rewards welcome offer -- New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome offer for spending just $500 in purchases in the first 3 months. Not with the Wells Fargo Active Cash® Card, which sports a $0 annual fee. With this Wells Fargo card, you can get built-in cell phone protection of up to $600 just by paying your cell phone bill with your card.