The Financial Exploitation Prevention Act of 2025, H.R. 2478, which Rep. Wagner proposed on March 27 alongside six original cosponsors, now heads to the full House for consideration. “We are facing a growing crisis that is often hidden in plain sight: the financial exploitation of our most vulnerable citizens. “My Financial Exploitation Prevention Act empowers the people who are in the best position to intervene and stop financial abuse before it’s too late,” Rep. Wagner added. “Crucially, it allows financial institutions to temporarily delay a transaction if they have a reasonable belief that it is the result of financial exploitation.