SWIFT Message Type ISO 20022 Message Code CIPS Message Code CIPS Message Type Description MT 101 pain.001 (CustomerCreditTransferInitiation) N/A N/A Request for Transfer. MT 202 pacs.009 (FinancialInstitutionCreditTransfer) cips.112 (Financial Institution Transfer) Financial Transfer Enables the transfer of funds between financial institutions, often for settlement purposes. ) Cash Management ( camt ) In addition to camt.052-054 , the messages pacs.002 and pacs.004 (Payment Return Message) are also interesting to confirm the status of payment in a pacs message chain.