Cindy Giovacchino on How to Talk to Your Partner About Money — Before You Retire Financial planner Cindy Giovacchino shares how honest money conversations can strengthen your retirement plan. "A neutral presence helps keep the conversation focused and constructive," says Cindy Giovacchino. Open communication can help prevent conflict, ease anxiety, and ensure that your financial plan supports the life you both want to live. Article continues below advertisementAbout Cindy GiovacchinoCindy Giovacchino is a dedicated financial planner with over 25 years of experience, passionate about helping clients work toward financial security. Cindy Giovacchino is known for building lasting relationships.