Who coined the term FI/RE (financially-independent, retired early)?

Two years ago, I published an article exploring the history of financial independence in which I noted that the earliest reference I can find to the notion of financial independence comes from an 1872 book called Money and How to Make It by H. L. Reade. Recently at The Retire Early Home Page — a site so old that it existed (and still exists) at the dawn of the web — John P. Greaney answered the question: Who coined the term FIRE? In actuality, the FIRE acronym originally stood for “Financially Independent, Retired Early”.