Item Outstanding loan balance Interest Rate (highest first) Loan Period/Payoff Terms Monthly required payment Store Card #1 $1,120 30% $50; I pay $150 Store Card #2 $1,835 30% $50; I pay $150 Loft store card $2,200 29.24% $72; I pay $150 Target Card $1,850 27.15% $60; I pay $150 PayPal credit $3,225 26% $60; I pay $150 Chase Visa $3,500 19.49% $88; I pay $150 Capitol One $9,500 19.49% $291; I pay $425 Student Loans $79,000 4% 10 year teacher loan forgiveness Not sure-I’m on the income driven repayment plan; loan payments are on hold until August.