I always buy a bundle of bananas at the market, only 1 of 4 of us actually snacks on a banana, which leaves lots of moments of overripe bananas that are too ripe for snacking but perfect for baking. Replace the almond and coconut flours with 1 3/4 cups all-purpose flour. Add the almond flour, oats, flax, coconut flour, baking powder and stir again to combine.