The introduction of the RAMS Act comes at a time when FINRA’s authority and transparency have been under intense scrutiny, especially from retail investors who feel marginalized by the organization’s actions. This article explores the details of McClain’s bill, the reasons behind the push to end FINRA’s reign, and why retail investors—particularly those affected by the infamous MMTLP halt—are rallying behind this legislative effort. Inadequate Investor Protection: FINRA’s mission includes protecting investors, but retail traders often feel ignored or dismissed when raising concerns about market abuses, such as spoofing, front-running, or short-selling violations.