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EN
Singapore extends 4% CPF interest floor on Special, MediSave and Retirement Accounts until end-2026
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human resources online
The Ordinary Account (OA) interest rate will remain unchanged at the floor rate of 2.5% per annum from 1 October to 31 December 2025, as the OA pegged rate remains below the floor rate of 2.5%.
Interest rate for CPF Special, MediSave and Retirement AccountsThe SMRA interest rate will remain unchanged at the floor rate of 4% per annum from 1 October to 31 December 2025, as the SMRA pegged rate remains below the floor rate of 4%.
The SMRA interest rate is pegged to the 12-month average yield of 10-year Singapore Government Securities (10YSGS) plus 1%.
Interest Rate for CPF Ordinary Account and HDB Concessionary Interest RateThe Ordinary Account (OA) interest rate will remain unchanged at the floor rate of 2.5% per annum from 1 October to 31 December 2025, as the OA pegged rate remains below the floor rate of 2.5%.
Extra interest paid on CPF balancesCPF members will continue to earn extra interest on their CPF savings.
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