Fair Loans is one of the new loan apps in Nigeria in 2023 that gives trusted and legit online loan without BVN. One important thing to note when applying for a loan on this app is to use the phone number linked to your BVN to register and once your loan application is approved, the loan is sent to your bank account. Loan amount: #1000 – #100, 000 Loan duration: 91days – 120days APR: 14% The loan is granted to a person between the ages of 18 and above.