Paying health insurance premiums through EMIs allows a policyholder to spread the cost of their policy over time, making it less financially burdensome. Payment options under EMI can contribute to deeper financial inclusion as more people can afford health insurance, especially those who do not have the means for the payment of premiums required upfront. Paying health insurance premiums in EMIs throws open the important advantages it brings, making health insurance more accessible, affordable, and manageable for individuals and families.