Darity is a professor of public policy, African and African American Studies, and economics who specializes in wealth and income disparities, the social-psychological effects of exposure to unemployment, and reparations. This translates into an average gap per household of about $800,000 This immense differential means that under any emergency circumstances, black families have considerably less resources to function as a cushion and they do not have the resources to have access to the best health care or the best preventive measures to insure one has better health. We know that historically in the United States the black unemployment rate is consistently two times the white unemployment rate.