What they found: When looking at just market wealth, white families had 5.8 times the median net assets of Black families in 2019, a ratio that fell by almost half to 3.0 when using combined wealth. For white families, median combined wealth was $596,000, but that was less than three times their market wealth. While the ratio for the white-Black wealth gap narrowed by almost half when using the combined wealth measure, the difference in dollars grew larger: $399,000 for combined wealth compared with $176,000 for market wealth.