Mallory SoRelle, an assistant professor in the Sanford School of Public Policy and an expert in consumer credit and financial regulation, says its dismantling could have significant implications for consumers and for other government-funded agencies. “If the Supreme Court sides with the Community Financial Services Agency, it could wreak havoc on the CFPB’s ability to carry out its consumer protection activities, and it could potentially invalidate existing rulemaking and enforcement activities. My research shows how the CFPB makes it easier for both public interest groups and ordinary borrowers to participate in and influence consumer financial protection rulemaking as well as for consumers to seek help more easily through the complaint process.”