A complete guide to Australian home loan feesJust when you’ve scraped together a deposit for a home loan and budgeted for stamp duty, extra home loan fees can come as a nasty surprise. Some lenders may waive certain fees in a bid to win your business but most will charge some sort of upfront fee. Legal fees can range from $200-$450, although some lenders may include them within a broader upfront fee or waive them altogether. Some lenders may include settlement costs as part of their upfront fees. Lenders with no or low upfront feesThe lenders displayed in the table below offer home loans with no upfront fees, application fees, settlement fees, or valuation fees:Important Information and Comparison Rate WarningImportant Information and Comparison Rate WarningOngoing home loan feesNow that we’ve got upfront fees out of the way, you might also face ongoing fees on your home loan.