Housing costs vary depending on the student’s enrollment: Bachelor’s-granting institutions include on-campus housing costs, and community colleges include off-campus housing rates. The data indicates slight improvement in affordability metrics but highlights challenges for low-income students interested in a bachelor’s degree, according to the report. NCAN’s analysis found that 14 states lacked a single institution with an affordable bachelor’s degree program for low-income students. Some states had a small sample (fewer than five) of community colleges analyzed; Delaware and Florida had no community colleges in NCAN’s sample. For community colleges, students in New Hampshire ($11,499), Utah ($7,689) and Pennsylvania ($4,508) had the greatest unmet need.