[September 09, 2025] New LegalShield Research Warns of 'Buy Now Pay Later' Credit Crunch: 3 in 4 Americans Use It, Half Miss Payments TweetA new study from LegalShield exposes a brewing debt challenge: 76% of Americans rely on Buy Now, Pay Later (BNPL) services while half (49%) have missed payments. View the full release here: https://www.businesswire.com/news/home/20250909642814/en/ A new study from LegalShield exposes a brewing debt challenge: 76% of Americans rely on Buy Now, Pay Later (BNPL) services while half (49%) have missed payments. BNPL Becomes Essential for Basic Needs Two-thirds of BNPL users manage multiple BNPL loans at once, and the majority (62%) of those users have more than five open loans simultaneously. About LegalShield: For more than 50 years, LegalShield has provided everyday Americans with easy and affordable access to legal advice, counsel, protection, and representation. LegalShield and IDShield are products of Pre-Paid Legal Services, Inc. To learn more about LegalShield and IDShield, visit LegalShield.com and IDShield.com.