The Mehsana Urban Cooperative Bank (MUCB), one of Gujarat’s prominent cooperative lenders, reported a mixed performance for FY 2024-25. While profitability declined due to higher provisioning, deposits and investments showed modest growth, reflecting the Bank’s continued stability. Deposits rose to Rs 9,245.15 crore, including CASA deposits of Rs 2,854.24 crore, a key low-cost funding source. Profitability came under significant pressure, with net profit declining to Rs 38.57 crore, compared to Rs 122.95 crore in the previous year. Investments grew to Rs 4,311.28 crore, generating Rs 10.64 crore from trading in government and non-SLR securities, with no non-performing investments reported.