India’s cooperative banking sector continues to face pressure, with the Deposit Insurance and Credit Guarantee Corporation (DICGC) reporting 17 deregistration during 2024-25, including 15 cooperative banks and 2 commercial banks. The banks that lost membership include Uravakonda Cooperative Town Bank and Durga Co-operative Urban Bank in Andhra Pradesh; Mahabhairab Co-op Urban Bank in Assam; The Vaishali Shahari Vikas Co-op Bank in Bihar; Citizen Co-op Bank in Goa; and National Co-operative Bank, Bangalore in Karnataka. Co-op Bank in Tamil Nadu, Yadagiri Lakshmi Narasimha Swamy Co-operative Urban Bank in Telangana, and in Uttar Pradesh, Purvanchal Cooperative Bank and Banaras Mercantile Cooperative Bank. Of the 1,982 registered institutions, as many as 1,843 (93%) are cooperative banks, comprising 1,458 Urban Cooperative Banks (UCBs), 34 State Cooperative Banks, and 352 District Central Cooperative Banks. In contrast, commercial banks account for just 139, including Scheduled Commercial Banks, Regional Rural Banks, Small Finance Banks, Payment Banks, and Local Area Banks.