Guest essay by Linnea LuekenYahoo News reposted an article from Realtor.Com titled “Would You Drop Insurance To Stay Put in Your Neighborhood? Most Owners Say Yes,” claims that increasing “climate risk” is forcing people to go without insurance and insurers to pull out of high risk areas. This is only partially true, insurers are pulling out or increasing rates in some areas, and some people are foregoing insurance. But, what isn’t true is increased “climate risk” as the reason. The article also makes a puzzling claim, that “[m]ore than $12.7 trillion worth of U.S. real estate now faces severe or extreme climate risk, according to a recent Realtor.com Housing and Climate Risk Report.” This statement implies that these conditions are new and/or worsening.