The Urban Institute projects that in 2026, the average premium paid by individuals or households with incomes below 250% of the federal poverty level (250% of the federal poverty level is $39,125 for an individual) would be $919, up from $169. Premiums would more than double, from $1,171 to $2,455, for people with incomes from 250% to 400% of the federal poverty level. And they would nearly double, from $4,436 to $8,471, for people with incomes above 400% of the federal poverty level. If Congress acts quickly, states can lock in lower premiums and spare families a wave of sticker shock this fall,” the letter said. Earlier this month, 10 GOP representatives introduced legislation that would extend the subsidies for one year.