In the all-new episode of the African Experts Podcast titled “Cryptocurrencies: What Do We Need To Know,” host Vickie Remoe is in conversation with Daniel Chaytor, a Sierra Leonean software developer, ICT policy adviser and cryptocurrency advocate. Daniel was first asked about how cryptocurrencies came from the fringe (dark web), to become a global FinTech phenomenon today? “If you wanted to send money to somebody in a different country you can send them without having to go to a bank, without having to trust any centralised party. So, that freedom to transfer value, to communicate value, to innovate, and to build new financial products on top of a decentralised protocol is what has made the value. Daniel responds that this mainly has to deal with the centralization of the traditional money transfer system when someone tries to send money using services like Western Union, there is a lot of bureaucracy involved.