Accessing finance for crate procurement has traditionally been difficult, as financial institutions typically view lending to agricultural businesses as high risk. Through targeted policy advocacy, HortiNigeria worked with government stakeholders, financial institutions, and value chain actors to present a strong case for increasing the CRG to 50%. The proposal was approved, marking a significant policy milestone for horticulture in Nigeria. Farmers and aggregators can handle produce more efficiently, boosting incomes and strengthening Nigeria’s horticulture value chain. By championing this reform, HortiNigeria has demonstrated how strategic policy engagement, backed by high-level government approval, can remove financial barriers, stimulate innovation, and build a more competitive, investor-ready horticulture sector.