Key trends in Australia’s housing loan market showed that in the year to June 2025, owner-occupier loans remained 19.5 per cent below mid-2022 levels, while investor loans were down just 2.9 per cent. Over the year to June 2025, Queensland recorded the highest annual growth in investor loans, with a 16 per cent rise in the number, totalling 47,143 loans issued. Investor lending in Victoria increased by 9 per cent to 44,178 loans, driven by a 12 per cent rise in existing home lending. South Australian owner-occupier loans rising 4 per cent to 21,736, new-dwelling lending surging 54 per cent, while investor lending grew 16 per cent to 14,111 loans. The state also ranked second in the nation for investor land loan growth at 23 per cent and new-dwelling loan growth at 14 per cent.