It's that time of year to think about your 401K and make sure your finances are a-okay as you head into 2026. ALBUQUERQUE, N.M. — 2025 is coming to a close and David Hicks, with Oakmont Advisory Group in Albuquerque, says there are some financial moves you can make before 2026:Retirement ContributionsYour 401Ks, your IRAs, those 401Ks, those specifically. That way, you can save a little bit more for the future but also save more in taxes this year. It’s good to be aware of this before you file, just so you understand what your withholding is for this year. If you’re over 73 years old, you must take certain minimum distributions or you’ll face a penalty.