Root car insurance rewards good driving habits with lower auto insurance rates. Driver type Root liability-only monthly premium Root full coverage monthly premium Clean driving record $110 $179 Speeding ticket on driving record $124 $202 At-fault accident on driving record $131 $214 DUI on driving record $158 $257 Teen driver $131 $214 Senior driver (60s) $108 $175 Senior driver (70s) $116 $189 Data sourced from Insurify Driver type National average liability-only monthly premium National average full coverage monthly premium Clean driving record $105 $192 Speeding ticket on driving record $141 $265 At-fault accident on driving record $146 $274 DUI on driving record $166 $313 Teen driver $194 $364 Senior driver $85 $160 Data sourced from Insurify