If he stays with the Warriors, the team can get out after two years. If the Kings or Suns were to do a four-year deal with a player option, Kuminga knows he's getting close to $82 million. If he doesn't perform as well as he'd like, then the Warriors opt him out, and that third year is lost entirely. The two-year version, which includes a team option and the Warriors demanding prior trade consent, only guarantees him about $21.7 million. A large one-year deal with the Warriors is too high-risk for the team, since he can choose to depart in 2026 unrestricted.