(Getty/iStock)HMRC has resumed its programme allowing direct recovery of money from debtors’ bank accounts. The Direct Recovery of Debts (DRD) policy, paused during the pandemic, has restarted in a "test and learn" phase, the tax authority confirmed Monday. DRD targets individuals and businesses who can afford to pay their debts but deliberately choose not to, the revenue body explained. This power enables HMRC to compel banks and building societies to transfer funds directly from a debtor’s account, including cash ISAs. Anyone who disputes the amount owed has the automatic right to appeal, the revenue body said.