Card type Cash back Credit card issuer American Express Annual fee $ 0 intro annual fee for the first year, $95 per year thereafter Welcome bonus As high as $300 cash back after spending $3,000 in eligible purchases on this Card in the first 6 months (welcome offers vary and you may not be eligible for an offer; cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout; terms apply; apply and find out your offer) Reward rate 6% cash back at U.S. supermarkets (up to $6,000 per year in eligible purchases, after that 1%) and on select U.S. streaming services, 3% cash back at U.S.