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Everything You Should Know About Credit Card Application Rules in 2025
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FinanceBuzz
number of cards How often you can apply Restrictions on welcome offers Unofficial rules to consider Amex Five Two cards every 90 days Once in a lifetime N/A Bank of America Some are limited to four N/A Every 24 months 2/3/4 Barclays No set limit but data indicates no more than one of each card One card every six months/only one card at a time Wait at least six months to reapply if you decide to cancel a card The issuer may look at spending across all open Barclays cards and consider the number of new accounts opened in the past 24 months Capital One Two One card every six months None Some data points show all three credit bureaus are pulled upon applying Chase No limit Two personal cards per month; one business card per month Every 24 or 48 months 5/24 Citibank No limit One personal card…