Type of app Budgeting Budgeting Cost Free, with optional paid features; $7 to $14 per month for Rocket Money Premium (pay-as-you-wish, subject to change) Free, with some features only available to OneMain or Brightway customers Bill negotiation cost 35% to 60% of first year's savings Free, but it is only available to OneMain or Brightway customers Availability Desktop web browsers and mobile apps (Android and iOS devices) Desktop web browsers Best for Budgeting and bill negotiation Tracking spending and monitoring subscriptions Visit Rocket Money Read our review Personally, I get this same feature from Credit Karma, so it's not totally unique, but if you're just looking between Rocket Money and Trim, this might set Rocket Money apart.