Year two earnings: $933 Annual fee $250 Welcome offer Earn 85,000 Marriott Bonvoy points after spending $4,000 in purchases in the first 3 months Earning rate 18.5X points on eligible purchases at hotels participating in the Marriott Bonvoy program (when coupled with your complimentary Marriott Bonvoy membership and Gold Elite status); 4X points on grocery stores and dining (up to $15,000 in combined purchases each year, then 2X points); and 2X points on all other eligible purchases Recommended credit score Excellent, Good Foreign transaction fee None It earns up to 18.5X points on eligible purchases at hotels participating in the Marriott Bonvoy program (when coupled with your complimentary Marriott Bonvoy membership and Gold Elite status); 4X points on grocery stores and dining (up to…