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Here’s How I Earned an 825 Credit Score — And How You Can Too!
['Christy Rakoczy Bieber Is An Attorney Turned Personal Finance Writer Who Has Spent Years Helping Readers Understand Social Security', 'The Claiming Rules', 'The Policy Shifts', 'The Fine Print That Can Mean Thousands Of Dollars In Lifetime Income. Her Work Has Appeared In Kiplinger', 'Forbes', 'The Motley Fool', 'The Wall Street Journal.']
FinanceBuzz
The length of your credit history is one factor that determines your credit score, so I made sure my credit history was as long as possible. Applying for new credit results in inquiries on your credit report, and too many inquiries can lower your credit score. I've been able to get very high credit limits and a very low credit utilization ratio without applying for many new credit cards by regularly requesting credit line increases from my existing creditors.