The Capital One QuicksilverOne Cash Rewards card is a great card for people with fair credit scores looking to build credit while also reaping the benefits of a cashback card. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p> Year one earnings: $524 Year two earnings: $524 Annual fee $39 Reward rate Unlimited 1.5% cash back on every purchase; plus 5% unlimited cash back on hotels and rental cars booked through Capital One Travel Recommended credit score Fair Foreign transaction fee None The Capital One Quicksilver Cash Rewards Credit Card also offers 1.5% cash back on every purchase, every day; and 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, with an annual fee of $0.