Bank APY Minimum Deposit Citizens Bank for a 14-month CD $1,000 Marcus by Goldman Sachs for a 9-month CD $500 Synchrony for a 13-month CD $0 Barclays Bank for a 9-month CD $0 Capital One * for a 12-month CD $0 Citizens Bank CDs: FAQ Here are the answers to some of the most frequently asked questions regarding Citizens Bank CD rates and accounts. Citizens Bank CD rates are lower than many online banks, but may still appeal to customers looking for in-person banking and relationship benefits.