Bank Of America® Unlimited Cash Rewards Credit Card Review [2025]: Excellent Rate for Preferred Rewards Members

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Card type Cash Back/Balance Transfer Credit card issuer Bank of America Annual fee $0 Reward rate Unlimited 1.5% cash back on all purchases Recommended credit score Excellent, Good Welcome offer Earn a $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Intro APR 0% intro APR on purchases for 15 billing cycles, then 17.49% - 27.49% Variable APR 0% intro APR for 15 billing cycles for any balance transfers made in the first 60 days, then 17.49% - 27.49% Variable APR Foreign transaction fee 3% The Unlimited Cash Reward card's cashback rate of unlimited 1.5% cash back on all purchases is relatively low compared to other cards, including the Wells Fargo Active Cash® Card, which allows cardholders to earn unlimited 2% cash rewards…